A national program designed to help fill in
one of the major gaps in health care by providing
people with discount prescription cards will
soon be launched in Jackson County.
County Judge Harrison Stafford II said the
county will offer the National Association of
Counties, NACo, prescription drug discount card
program starting Tuesday. The cards, free to
county residents, are already being distributed
through the county treasurer's office.
"We're also planning on distributing the
cards through different community organizations,"
the judge said. "We want to get them out
to the people."
The cards are offered to residents of participating
counties at no cost to the individual or the
county, NACo director of membership marketing
Andrew Goldschmidt said. The only qualification
is that a person must be a resident of the participating
county where the card is issued.
"Actually, it is designed for those people
who are uninsured or underinsured," Goldschmidt
said. "If you have existing insurance coverage
or discount prescription program, our card can't
be used to go with those existing discounts.
But it can be used to cover certain prescriptions
that might not be covered by your existing plan.
So really, anybody is eligible. There are no
fees, no forms, no age limitations and no income
restrictions on participating. In addition,
the entire family is covered with just one card
and virtually all commonly prescribed medicine
is covered."
And when Goldschmidt says the entire family,
he means it.
"It can also be used to purchase certain
pet medications," he said. "There
is about a 70 percent overlap but it means going
through a pharmacy rather than your veterinarian.
Actually, the Milwaukee Zoo was looking at the
program, and I thought about the size of pill
they would need for an elephant. But it can
also work for dogs and cats."
And the savings for people or pets can be significant.
The average savings is about 20 percent, according
to a NACo information sheet. The savings generally
range from 13 to 34 percent, depending on the
medication, and consumers may save up to 50
percent on mail-order purchases.
An example of the savings for counties already
in the program is Lake County, Ill., which joined
in February 2005. A total of 26,271 prescriptions
have been filled with a savings of $269,069
with the average savings being 18 percent. The
county has a population of 644,356 with 115,000
cards distributed, according to a NACo Web conference
held June 22.
In Nebraska, there are 34 participating counties
with 4,901 prescriptions filled in May 2006.
The total savings for the month was $54,041
with 2,353 total participants.
While Stafford is covered by an existing plan
through his county employee insurance, one of
the selling points of the program was that the
NACo provider for the program, Caremark Rx Inc.
of Nashville, is also the company that provides
the discount prescription service through the
county's policy.
Goldschmidt said it was no accident that the
provider is a nationally recognized Fortune
500 company.
"We used three criteria in selecting which
company we would work with," he said. "The
first was price. Number two was ease of use
and understanding, and the third was having
a company that already had a pharmacy network
in place."
"This is not corporate charity,"
Goldschmidt added. "The provider collects
a small transaction fee from the participating
pharmacies and from the drug manufacturers.
We worked hard on this and I think kudos should
go to Caremark for its interest in participating
in such a public-private venture."
Goldschmidt said NACo has been developing the
program since 2001 when several of its members
approached them about offering such a benefit.
"We went out for requests for proposals
and then had two committees review the proposals
and develop a list of finalists who were interviewed,"
he said. "When that was completed, we started
a pilot program in 17 counties that ran from
November 2004 through May 2005. In the middle
of 2005 we made it available to all member counties
and we've already got 399 participating counties
with another 480 that are considering the program.
That's heavy growth."
Since the program started, Goldschmidt said
there have been counties that have joined the
organization simply to take advantage of the
prescription program. He also predicts continued
exponential growth.
"I think that as people in county government
become aware of the program they'll see it as
a no-brainer," he said. "There have
been some counties who have join NACo just for
the opportunity to offer this to their residents."
For counties that are considering participation,
Goldschmidt said the average start-up time is
eight to 10 weeks.
"After a county applies, the CEO of NACo
and CEO of Caremark have to sign the contract,"
he said. "Then we have to get the cards
printed and shipped to the county, and they
have to set up distribution."